- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks
Introductory APR Info
Regular APR
Annual Fee
No Introductory Rate Available
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$0
Card Review
The Vision Silver(SM) Prepaid MasterCard®, issued by MetaBank, is ideal for people who are finding it difficult to obtain either a secured or an unsecured credit card.
Applicants will not have to go through a credit check because approval is guaranteed.
With this prepaid card, cardholders fund their own credit lines, which eliminates the risk of owing creditors.
As with most prepaid cards, this card has several fees associated with usage*.
To start, cardholders will be charged an activation fee of $9.95.
Every month thereafter, they will be charged $3.95 monthly.
For the first year, cardholders can expect to pay $57.35 for these two fees combined.
There is also a $25 shortage fee, which cardholders are charged whenever their accounts go into negative territory.
Additional fees apply with ATM usage, PIN transactions, and cash advances.
Please review the issuer's website for further details on all fees.
While this card may come with many fees, it also has a number of free features available to all cardholders.
These free features include unlimited signature transactions, online access to statements, e-mail and text message alerts, and automated customer service.
The Vision Silver(SM) Prepaid MasterCard® is a good option for people who want to make electronic transactions but who don't want, or can't get, a traditional credit card.
*See terms and conditions for complete details.
Additional Card Details
Overall Rating
5 Stars
Benefit Rating
5 Stars
Issuer
MetaBank
Card Type
MasterCard
Card Status
Standard
Important Notations
See website for complete terms and conditions of card usage and application disclosure.
Grace Period
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Minimum Limit
n/a
Maximum Limit
$1,000
Minimum Deposit
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Over Limit Fee
$25 shortage fee
Cash Advance Fee
$4.95 domestic and international
Balance Transfer Fee
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Application Fee
$9.95
Rebate Minimum
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Rebate Maximum
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Additional Rebates
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Mile Details
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Miles Per Dollar Spent
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Additional Miles
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Miles Work with FF Program
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Points Per Dollar Spent
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Point Details
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Additional Points
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Approval Bonus
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First Purchase Bonus
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Balance Transfer Bonus
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Other Bonus
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Bonus Details
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Additional Perks
Various Internet related account services.
FREE Transaction fees.
FREE Online statements.
FREE E-mail and text message alerts.
FREE Automated customer service.
See website for additional benefits.