- Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
- No Credit Check or Income Verification Required
- No Chexsystem Check
- No Minimal Balance Required!
- Phone and On-line Account Access
- Shop and Pay Bills On-line!
Introductory APR Info
Regular APR
Annual Fee
No Introductory Rate Available
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$0
Card Review
The Millennium Advantage Pre-Paid MasterCard®, issued by New Millennium Bank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.
This card requires the cardholder to make payments in advance, which are then used to offset future purchases made with the card.
The card can be loaded by account-to-account transfers via the Internet, through payments sent by mail, or at load stations from authorized load partners.
There is a $1 fee charged for every reload.
There are other fees associated with this card as well, including an activation fee of $99.00 and a monthly participation fee of $5.95 ($71.40 annually).
In the first year alone, a cardholder can expect to pay a minimum total of $170.40 in fees.
It is important to note this card does not report cardholder transactions to credit bureaus, which may be considered a major drawback for those who are trying to establish credit.
Therefore, those who are looking for a stored value card and do not need to build credit may find the Millennium Advantage Pre-Paid MasterCard® to be a suitable option.
Additional Card Details
Overall Rating
5 Stars
Benefit Rating
5 Stars
Issuer
New Millennium Bank
Card Type
MasterCard
Card Status
Standard
Important Notations
There is a bill payment fee of $0.75 per transaction for any bill payments made online or by phone.
There is a $.75 fee for each ATM inquiry or ATM inquiry decline.
There is a $.50 automated voice response fee each time cardholders call 1-877-868-0849 to check the card balance.
There is a call center fee of $1 per minute each time cardholders speak with a customer service representative.
There is a $9.95 card replacement fee if a card is reported lost or stolen.
See website for complete terms and conditions of card usage and application disclosure.
Grace Period
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Minimum Limit
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Maximum Limit
$2,500
Minimum Deposit
$10
Over Limit Fee
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Cash Advance Fee
$1.95 for ATM transactions
Balance Transfer Fee
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Application Fee
$99
Rebate Minimum
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Rebate Maximum
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Additional Rebates
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Mile Details
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Miles Per Dollar Spent
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Additional Miles
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Miles Work with FF Program
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Points Per Dollar Spent
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Point Details
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Additional Points
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Approval Bonus
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First Purchase Bonus
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Balance Transfer Bonus
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Other Bonus
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Bonus Details
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Additional Perks
Various Internet account related services.
See website for additional benefits.